Share Certificates

A smart, steady way to maximize your savings, on your timeline.

Grow your savings with confidence and earn more over time. Share Certificates offer higher, tiered dividend rates designed to reward you for setting money aside and letting it work for you.

With a minimum opening balance of $1,000, you can choose a term that fits your goals—from as short as 6 months to as long as 5 years. Whether you’re saving for something specific or simply looking for a secure way to build your funds, Share Certificates provide a predictable return with no monthly fees.

Keep in mind that funds are committed for the selected term, and early withdrawal penalties may apply.

Features:

  • Higher, tiered dividend rates

  • $1,000 minimum opening balance

  • Flexible terms from 6 months to 5 years

  • No monthly fees

  • Safe, predictable growth


Click for Share Certificate Rates
Early withdrawal fee and penalties apply to any Share Certifcate closed before end of term.