Loan Rates

Loan rates with County Schools Federal Credit Union cover new and used cars, trucks, recreational vehicles, and many other consumer loans. Take advantage of the loan rates offered by CSFCU, a not-for-profit financial cooperative, ready to assist you!

New Auto Loan

Amount Financed Term of Loan Loan Amount Annual Percentage Rate*
Up to 125% 24-48 Months $2,500.00 - $75,000.00 As Low As 5.99%
Up to 125% 49-60 Months $2,500.00 - $75,000.00 As Low As 6.49%
Up to 125% 61-72 Months $15,000.00 - $75,000.00 As Low As 6.99%
Up to 125% 73-84 Months $25,000.00 - $75,000.00 As Low As 7.49%
Example: $15,000.00 new auto loan with 60 month term and 6.49% APR* the loan payment per month is $293.42.

Used Auto Loan

Amount Financed Term of Loan Loan Amount Annual Percentage Rate*
Up to 125% 24-48 Months $2,500.00 - $60,000.00 As Low As 6.99%
Up to 125% 49-60 Months $2,500.00 - $60,000.00 As Low As 7.49%
Up to 125% 61-72 Months $15,000.00 - $60,000.00 As Low As 7.99%
Up to 125% 73-84 Months $25,000.00 - $60,000.00 As Low As 8.49%
Example: $15,000.00 used auto loan with 60 month term and 7.49% APR* the loan payment per month is $300.50.

Home Equity Line of Credit (HELOC)

Home Line of Credit APR Term
HELOC (Fixed) Contact Us For Current Rates Up to 15-year term
HELOC (Variable) As Low As 8.50% Up to 25-year term

Personal Loan

Personal Loan APR Term
Personal Loan As Low As 10.50% APR* 12-48 Month Terms
Credit Builder Loan As Low As 15.00% APR* 12-48 Month Terms
Overdraft Protection Loan Revolving - As low as 14.90% APR*
Shared Secured Loan 3.00% APR* Above Current Share Rate
Example: $1,000 personal loan with 12 month term and 10.50% APR* the loan payment per month is $88.34.
Example: $800 credit builder loan at 15.00% APR* the loan payment per month is $72.21.
Example: $500.00 overdraft protection loan with 12 month term and 14.90% APR* the loan payment per month is minimum $25.00 or 17% of balance; whichever is greater.

  • *APR= Annual Percentage Rate. Rate depends on credit qualifications and approval.

  • Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.

  • Higher interest rates may apply for each category of loan depending on the member's individual credit information.

  • All loans are subject to underwriting guidelines and are subject to approval.

  • Gap insurance may be available for higher loan approvals.