Savings
Savings Accounts
All members have a savings account. It includes your ownership share of the credit union!
$25.00 minimum balance – your ownership share
$15.00 one-time member fee
$150.00 minimum balance to obtain monthly dividends
Must be 18+ years old
Unlocks all the services of your credit union
SUMMER SAVER AND CHRISTMAS CLUB
Don’t get caught off guard for the holidays or summer vacation! These accounts will help you save.
No fee
No minimum balance
Unlimited deposits
Earn more than a savings account
Automatic payroll deductions available
Balances transfer automatically*
*Summer Saver transfers to savings on June 15
*Christmas Club transfers to savings on November 15
YOUTH ACCOUNTS
A special savings account for our younger members.
$5.00 minimum balance
$1.00 one-time member fee
Earns dividends
Free piggy bank
For children under 18 years old
Savings Rates
| Account (Rate paid monthly) | Rate | APY** |
|---|---|---|
| Savings Account (dividends paid on balance greater than $150.00) | 0.01% | 0.01% |
| Jr. Saver Account | 0.01% | 0.01% |
| Christmas Club Savings | 0.25% | 0.25% |
| Summer Saver Account | 0.25% | 0.25% |
Individual Retirement Accounts (IRAs)
| Account (Rate paid Monthly) | Rate | APY** |
|---|---|---|
| 0-$24,999.00 balance | 0.10% | 0.10% |
| $25,000.00 balance | 0.15% | 0.15% |
| $50,000.00 | 0.20% | 0.20% |
| $75,000.00 | 0.25% | 0.25% |
| $100,000.00 + | 0.30% | 0.30% |
Fees may reduce earnings on applicable accounts
Please note that the rate for all variable deposit accounts is accurate as of the effective date listed above and that the rate on variable deposit accounts may change from time to time
$2,500.00 minimum balance required to earn interest on Money Market Account, if the balance falls below $2,500.00 an $8.00 per month fee will apply
$25.00 minimum opening balance for Savings Accounts for a single owner and $50.00 minimum opening balance for joint owners
$5.00 minimum opening balance for Jr. Savers Account
Share Certificates are subject to a fee if withdrawn prior to term
IRAs are subject to a $20.00 annual fee
Dividends can be forfeited if account is closed before accrued dividends are credited
Please be advised rates are subject to change without notice