Savings & Club Accounts

Savings Accounts

Primary Savings Accounts

Every membership at County Schools Federal Credit Union begins with a primary savings account, your ownership share in the credit union. It’s more than just a place to store your money; it’s your key to becoming part of a financial cooperative that’s built around you.

Features:

  • Establish your membership with just $1

  • Earn dividends on balances of $150 or more

  • Safe, secure, and easy to access

  • Gateway to all County Schools financial services

Simple, flexible, and built for your future, your savings account is the first step toward smarter banking.

Sub-Share Savings Accounts

When one savings account isn’t quite enough, Sub-Share Savings Accounts give you an easy way to organize your money into separate goals. Whether you’re saving for a vacation, a big purchase, or building an emergency cushion, these accounts help you keep everything clearly divided and on track.

Each sub-share functions just like your regular savings account, with the same terms and earning potential—so your money continues to work for you while staying neatly allocated to its purpose.

Features:

  • Use alongside your main savings account for added organization

  • Same rates and account terms as regular savings

  • Ideal for goal-based or budgeted savings

  • Helps keep funds separated and easy to manage

  • Flexible way to track multiple savings goals

A simple tool for smarter saving, so every dollar has a purpose.

Click for Savings Rates

Club Accounts

Summer Saver Club

Make your summer plans stress-free by saving throughout the year. The Summer Saver Club helps you build your vacation or seasonal spending fund with ease. Set up automatic deposits, add funds anytime, and watch your balance grow faster with higher earnings than a regular savings account.

Features:

  • No fees or minimum balance

  • Unlimited deposits

  • Higher earnings than a regular savings account

  • Automatic transfer to checking on May 15th

  • Ideal for vacations, travel, and summer expenses

Holiday Club

Take the pressure out of holiday spending by saving all year long. The Holiday Club account is designed to help you prepare for end-of-year expenses without the last-minute stress. With automatic deposits and steady growth, you’ll be ready when the season arrives.

Features:

  • No fees or minimum balance

  • Unlimited deposits

  • Higher earnings than a regular savings account

  • Automatic transfer to checking on November 15th

  • Perfect for holiday shopping and seasonal expenses

Click for Savings Rates