IRA Share Certificates & Accounts

A smart way to invest in your future—on your terms.

Traditional IRA


Build your retirement savings with the potential for tax-deferred growth. A Traditional IRA allows you to make contributions that may be tax-deductible, helping you save now while planning for the future.

Choose the option that fits your goals—an IRA Share Certificate for higher, fixed returns, or an IRA Savings Account that offers flexibility and ongoing access to your funds. Either way, you’ll be taking an important step toward long-term financial security.

Features:

  • Potential tax-deductible contributions

  • IRA Share Certificates for fixed, higher rates

  • IRA Savings Accounts for flexible saving

  • Annual IRA fee applies

Roth IRA

Save for retirement with the advantage of tax-free growth. With a Roth IRA, contributions are made with after-tax dollars, allowing your earnings to grow tax-free—and qualified withdrawals in retirement are also tax-free.

Like the Traditional IRA, you can choose between an IRA Share Certificate for steady, fixed returns or an IRA Savings Account for more flexibility and access. It’s a great option if you expect to be in a higher tax bracket in the future.

Features:

  • Tax-free growth and qualified withdrawals

  • Contributions made with after-tax dollars

  • IRA Share Certificates for fixed, higher rates

  • IRA Savings Accounts for flexible saving

  • Annual IRA fee applies

Click for IRA Share Certificate & Account Rates