Fees
Effective February 4, 2013
Deposit Rates | Loan Rates | Print Fees
Checking Accounts
Simply Free Checking
(free checking- just sign up for eStatements!) |
Free |
| Student Checking |
Free |
| Millennium Checking |
$8.00 per month |
| Online Banking |
Free |
| Online Bill Pay |
Free |
| Mobile Banking |
Free |
| Touch - Tone Express |
Free |
| eStatements |
Free |
| eAlerts |
$8.00 per month |
| Popmoney |
$.50 per transaction |
Savings Accounts
| Share Savings Account (single account) |
$15.00 one-time member fee/minimum deposit $25.00 |
| Share Savings Account (joint account) |
$30.00 one- time member fee/minimum deposit $50.00 |
| Student Savings Account |
$1.00 one-time member fee/minimum deposit $15.00 |
| Jr. Savers Accounts |
$1.00 one-time member fee/minimum deposit $5.00 |
| Christmas Club Savings |
Free |
| Summer Saver Account |
Free |
Share Certificates
| Share Certificates |
Free |
IRA
| IRAs Certificates |
Free |
| Education IRAs |
Free |
| Individual Retirement Accounts (IRAs) |
$20.00 annual fee $25.00 early termination fee |
Loan Fees
| Late Charge |
$25.00 per transaction |
| Loan Modification |
$50.00 per transaction |
| Loan “Skip A Pay” |
$50.00 per transaction |
| "Check by Phone" (loan payment or deposit) |
$10.00 per transaction |
| Non-Sufficient |
$25.00 per transaction |
| Dealer Direct Lending NSF |
$15.00 per transaction |
| Loan Rewrite |
$125-$175.00 per transaction |
| Loan Reinstatement |
$100 per transaction |
| Loan Subordination Fee |
$150.00 per transaction |
Other Services and Charges
| Fees applied to Checking Accounts |
|---|
| Stop Payment (Check or ACH) |
$25.00 per transaction |
| Non-Sufficient Funds (NSF) |
$35.00 per transaction |
| Return Deposit Item |
$35.00 per transaction |
| Courtesy Pay |
$35.00 per transaction |
| Overdraft Transfer (reg. D restrictions may apply) |
$3.00 per transaction |
| Photocopy of Deposit Item |
$1.00 per transaction |
| Check Copy (N/C through Online Banking) |
$5.00 per transaction |
| Dormant Account |
$5.00 quarterly |
| Temporary Checks (minimum 4 per sheet) |
$2.00 per sheet |
| Fees applied to ATM/Debit Cards |
|---|
| Card Issued with new Account |
Free |
| Each Additional Card |
$3.00 per card |
| Card Replacement |
$5.00 per card |
| Non-Sufficient Funds (NSF) |
$35.00 per transaction |
| Foreign Transaction Fee |
$2.00 per transaction |
| Fees applied to Credit Union Checks |
|---|
| Cashier’s Check |
$7.00 per check |
| Teller’s Checks (Official Checks) waived if deposit balance > $2,500 |
$2.00 per check |
| Check Cashing (waived for checking accounts) |
$5.00 per check |
| Check Cashing (non-member) |
$5.00 per check |
| Money Orders |
$2.00 per check |
| Miscellaneous: |
|---|
| Wire Transfers (domestic) |
$20.00 |
| Wire Transfers (international) |
$35.00 |
| Documentation Fees |
$25.00 |
| Notary Fee for Credit Union Business |
FREE |
| Notary Fee for Non-Credit Union Business |
$10 per signature |
| American Express Gift Cheques |
$2.00 per cheques |
| American Express Gift Card |
$5.00 per gift card |
| American Express Travelers Checks (one signer) |
$2.00 per transaction |
| American Express Travelers Checks (two signers) |
$3.50 per transaction |
| Visa Advance (cash advance fee waived for loan payment) |
$15.00 |
| Coin Machine Fee for Non Members |
8.5% |
| Coin Machine and Members Deposit to CSFCU |
Free |
All fees and terms are subject to change.
