Jul 4, 2009

American Express Gift Cheques



American Express Gift Cheques are ideal for everyone on your list. They are available in a variety of denominations and unlike gift certificates, can be used to buy virtually anything.

American Express Gift Cards



American Express Gift Cards are a convenient way to ensure that certain someone receives a gift they would really enjoy. No longer stress about finding that perfect gift, give them the freedom to do so! American Express Gift Cards work like any other gift card. The recipient uses the gift card as a credit card when making their desired purchase(s).
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American Express Traveler's Cheques



American Express Travelers Cheques are available for purchase by CSFCU members for the added safety and convenience in lieu of traveling with cash.

Cheques for one signer are available in the following denominations: Cheques for two signers are available in the following denominations (Travelers Cheques for 2 are ideal for traveling with a companion. Only one traveler needs to be present at the time of purchase): • Can be purchased at any CSFCU teller window. (See your favorite teller!)
• Good virtually everywhere - stores, movie theaters, sporting events, restaurants, hotels, museums, and more.
• Most popular when traveling outside the U.S. for the ease of exchange rates.
• No expiration date. Have Travelers Cheques left over from your last trip? No Problem! Use them until you’re completely out.
• As easy as signing checks and presenting I.D. when purchasing items.
• Needs to be signed by purchaser at time of redemption to insure, if Travelers Cheques were to become lost or stolen.
• Replaceable if lost or stolen, usually within 24 hours. For your protection, please carry your Purchase Record separately from your Travelers Cheques.

If your Travelers Cheques become lost or stolen, please call:

When you are in:

Phone#

Australia 1-800-251-902
France 0800-908600
Germany 0800-1-853-100
Italy 800-872-000
Mexico 001-800-828-0366
Spain 00-99-4426
United Kingdom 0800-521313
United States or Canada 1-800-221-7282

A minimal fee may apply, for purchase of this product.

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Stamps



Don’t make an extra trip to the Post Office! Purchase stamps from your favorite teller with no extra fee!


Courtesy Pay



Courtesy Pay provides a cushion that may permit you to overdraft your account up to a specified limit assigned by the credit union. By covering your overdrafts, it eliminates the extra expense and embarrassment of having items returned.

Courtesy Pay is a non-contractual program that requires no action on your part. You do not have to sign any agreements or paperwork. This service will be extended to you as long as you keep all your credit union accounts in good standing. To remain in good standing you must make regular deposits and return your share draft account to a positive balance at least once every 45 days.

County Schools Federal Credit Union will assign you a personal overdraft limit. Your overdrafts, which include share drafts, ATM, ACH, debit card and over the counter withdrawals will be covered up to that limit. Each transaction that we honor will be charged a fee of $30. County Schools Federal Credit Union will send you notification each time your account is overdrawn. Courtesy Pay may be revoked if your account is not returned to good standing within 45 days.

We value your membership at County Schools Federal Credit Union and hope you benefit from Courtesy Pay.

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Money Orders



Money Orders, Courtesy of Money Gram, are available for purchase for those times in which a money order is to be submitted as payment. Money Orders give you the freedom of writing in the payee and identifying yourself with your own personal hand-written information.
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Teller Checks



Teller Checks, also referred to as “Official Checks” and “Bank Checks,” are available for purchase for those times in which a check needs to be submitted as payment. Teller Checks can also serve as a replacement of a personal check and/or money order. Please provide us with the payee and any account number, reference number or memo you would like to include and we pre-print all the information for you!
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Cashier’s Checks



Cashier’s Checks are guaranteed funds and are available for purchase for those times in which a check needs to be submitted as payment. Cashier’s Checks may be treated as good as cash. It’s just a safer way of transferring funds from here to there! Please provide us with the payee and any account number, reference number or memo you would like to include and we pre-print all the information for you!
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Ventura, CA 93003
805-644-4657
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